This Privacy Policy applies to California residents and to users seeking services for California‑based properties.
HRF may collect personal information voluntarily submitted through this website, including contact details and property‑related information. Limited technical data, such as IP address and browser type, may also be collected to improve website functionality.
Personal information is used solely to respond to inquiries and to facilitate referrals to licensed third‑party lenders. HRF does not sell personal information and shares data only as necessary to support referral services or website operations.
Reasonable administrative, technical, and physical safeguards are used to protect personal information. However, no system can guarantee complete security.
This website may use cookies or similar technologies to support basic functionality and analytics. Continued use of the website constitutes consent to such use.
California residents may request access to, correction of, or deletion of their personal information, subject to applicable legal requirements.
By using this website, you consent to the collection and use of information as described in this Privacy Policy.
HRF delivers independent, renovation‑focused financing guidance designed around your project, not lender priorities. We guide California homeowners through a clear, transparent process from review to funding, so you can move forward with confidence.
Explore your renovation financing options now.
Independent, renovation‑focused guidance centered on your renovation goals, delivering lender‑neutral insight aligned with your project needs and financial priorities.
Exclusive focus on home renovation financing, providing structured guidance tailored to construction timelines, project payments, and realistic renovation budgets.
Clear step‑by‑step guidance from review to funding, ensuring confidence, clarity, and consistent communication throughout the entire financing process.
A simple, no‑pressure process designed for homeowners with credit challenges.
No documents • No SSN • No Impact on your credit score.
Share basic information and project details, no credit check required.
A customer service representative reviews your request, goals, and timeline.
We contact you to discuss options and answer questions clearly.
Move forward with guidance through requirements if appropriate, together today.
We match homeowners with trusted loan providers, guiding renovation financing, comparing options, and securing clear, competitive terms efficiently.
Tailored assessment of your renovation needs and connection to specialized lenders.
Clear guidance from initial inquiry through funding, paperwork, and next steps.
One point of contact managing all communication with potential lenders.
Compare competitive rates and fee structures from trusted financing partners.
Schedule a short consultation to explore your home renovation financing options today.
Renovation financing solutions for homeowners across California, including Los Angeles, Orange, San Diego, Riverside, and San Bernardino counties.
A clear, streamlined process with transparent terms and expert guidance — from planning through project completion.
Explore your renovation financing options now.
