Terms Of Use & (CCPA/CPRA)

Terms Of Use

By using this website, you agree to the following terms:
* HRF Home Renovation Financing Inc. operates solely as an advertising and lead generation platform
* We do not provide loans, financial advice, or contractor services
* We do not act as a lender, broker, or marketplace
* We do not match users with lenders or recommend providers
* We do not guarantee contact, approvals, rates, or results
* All third-party providers are independent and not affiliated with HRF
* HRF is not responsible for any interactions, agreements, or outcomes
* You are responsible for evaluating any third-party provider
* You agree to provide accurate and truthful information
Consent to Communications (TCPA)

By submitting your information, you provide express written consent to be contacted via phone, text message, and email, including through automated systems, prerecorded messages, and AI-generated communications.

Consent is not required as a condition of purchase. Message and data rates may apply. You may opt out at any time.
Compensation Disclosure

HRF receives compensation for advertising and lead generation services, including lead distribution and marketing placement.

Changes to Terms
These terms may be updated at any time without prior notice.

California Privacy Rights (CCPA/CPRA) – Summary

Do Not Sell or Share My Personal Information

If you would like to opt out of the sale or sharing of your personal information, please submit your request by contacting us at:
Support@home-renovation-financing.com

We will process your request in accordance with applicable privacy laws.

Required Information
* Full Name
* Email Address
* Phone Number

This information will be used solely to process your privacy request.

We may need to verify your identity before processing your request.

Explore Our Pages

Low credit? You still have options.

Simple renovation financing for homeowners.

Why Choose HRF

Submit once, get contacted by one or more providers

HRF connects users with third-party providers through a simple process that streamlines outreach. By submitting your details once, your information is shared for direct communication with providers, helping you explore opportunities and move forward based on your preferences and timing.

Explore opportunities from third-party providers.

Connection Information

Your details are securely transmitted to providers within the network, enabling direct communication based on the information you provide.

Opportunities Overview

Access a range of offers, services, or solutions from independent providers, allowing you to review opportunities at your own pace.

Provider Network Overview

A network of providers communicating directly with clear communication and efficient, reliable coordination across all interactions.

How It Works

Submit your information in 4 simple steps

A simple process to submit your details and receive contact from participating financing providers. No initial paperwork • No obligation to proceed • Fast and easy process.

Step 1

1) Submit Your Details:

Complete our short form to describe your project details today.

Step 2

2) Information Sharing:

Your details may be securely shared with one or more independent providers.

Step 3

3) Possible Contact:

You may receive contact from participating providers with financing offers.

Step 4

4) Review and Decide

Review received offers and decide whether you want to proceed.

Appointment

Connecting homeowners with renovation financing options from independent providers

A general overview of your renovation needs, submission of your request, and next steps.

A high-level review of your renovation needs and submission of your request to participating independent providers.

General information about the process stages, from initial submission to sharing your details without selection or filtering.

Your request is shared with participating third-party providers; our role ends at the point of referral.

Receive information and potential offers from independent providers offering a range of solutions.

A clear breakdown of the process, from submitting your request to understanding next steps with ease.

Detailed insights into renovation financing options, ensuring transparency and access to multiple independent providers.

Schedule a Short Introductory Call (10 minutes)

With an Independent Third‑Party Provider Who Will Contact You Directly

A brief, no-obligation call to review general information and submit your request

Fast, free, and easy to get started.

California Coverage

California Renovation Options

Renovation-related options for homeowners across California, including Los Angeles, Orange, San Diego, Riverside, and San Bernardino counties.


A clear, streamlined overview presenting homeowner access to providers, with general terms and a simple structure across planning and completion.

California Renovation Network Areas