These Terms of Use govern access to and use of this website operated by Home Renovation Financing (“HRF”). This website is intended for users located in California or for properties located in California.
By using this website, you agree to these Terms of Use and to our Privacy Policy.
HRF operates solely as an independent marketing and referral service. HRF is not a lender, bank, broker, mortgage company, or financial institution, and does not originate, fund, service, manage, or underwrite loans. HRF does not make credit decisions or determine loan eligibility, terms, interest rates, or approval outcomes.
All financing products, approvals, terms, rates, fees, and conditions are determined exclusively by independent, licensed third‑party lenders. Submitting information through this website does not guarantee loan approval or any specific financing terms.
Information provided on this website is for general informational purposes only and does not constitute financial, legal, tax, or credit advice. HRF does not recommend specific lenders or loan products.
This website and its content are provided “as is” and “as available.” To the fullest extent permitted by law, HRF disclaims liability for any damages arising from use of this website or from the actions or decisions of third‑party lenders.
These Terms are governed by the laws of the State of California.
This notice outlines the privacy rights available to California residents under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
California residents may request to access, correct, or delete their personal information, subject to applicable legal limitations. They may also request information regarding the categories of personal data collected and the purposes for which it is used.
HRF does not sell or share personal information as defined under California privacy laws.
Requests to exercise privacy rights may be submitted through our designated contact method and will be processed in accordance with verification requirements and statutory response timelines.
Individuals who exercise their privacy rights will not be subject to discriminatory treatment. Additional details regarding data practices are available in the Privacy Policy.
HRF delivers independent, renovation‑focused financing guidance designed around your project, not lender priorities. We guide California homeowners through a clear, transparent process from review to funding, so you can move forward with confidence.
Explore your renovation financing options now.
Independent, renovation‑focused guidance centered on your renovation goals, delivering lender‑neutral insight aligned with your project needs and financial priorities.
Exclusive focus on home renovation financing, providing structured guidance tailored to construction timelines, project payments, and realistic renovation budgets.
Clear step‑by‑step guidance from review to funding, ensuring confidence, clarity, and consistent communication throughout the entire financing process.
A simple, no‑pressure process designed for homeowners with credit challenges.
No documents • No SSN • No Impact on your credit score.
Share basic information and project details, no credit check required.
A customer service representative reviews your request, goals, and timeline.
We contact you to discuss options and answer questions clearly.
Move forward with guidance through requirements if appropriate, together today.
We match homeowners with trusted loan providers, guiding renovation financing, comparing options, and securing clear, competitive terms efficiently.
Tailored assessment of your renovation needs and connection to specialized lenders.
Clear guidance from initial inquiry through funding, paperwork, and next steps.
One point of contact managing all communication with potential lenders.
Compare competitive rates and fee structures from trusted financing partners.
Schedule a short consultation to explore your home renovation financing options today.
Renovation financing solutions for homeowners across California, including Los Angeles, Orange, San Diego, Riverside, and San Bernardino counties.
A clear, streamlined process with transparent terms and expert guidance — from planning through project completion.
Explore your renovation financing options now.
